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Hi, I am The Mortgage MC! The Mortgage MC was created to provide value in the form of the latest mortgage and financial news. When I started my career as a broker, I noticed people struggling financially, this wasn't because they didn't work hard enough or didn't make enough money. It was because of the lack of education our society provides. Hence, The Mortgage MC was created as a resource to educate everyone about their financials and of course mortgages. Mortgages can not only be used in their traditional manner but also for other purposes such as debt consolidation, renovations, investments, purchases, refinances and so much more to make your life easier.
There are generally two ways to get a mortgage in Canada: From a bank or from a licensed mortgage professional.
Working with an experienced broker can ensure you receive the product for you. That's right, I don't work for a bank, I work only for you! I aim to ensure that the product you receive is well-suited for your future needs. With my background in Economics, I understand market changes extensively.
Since I don't work for a bank, I have access to a large amount of lenders, which all provide competitive rates and diverse products. I have access to Canada's Largest Banks, credit unions, trust companies, monoline lenders, and private lenders. As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.
Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.
I specialize in residential, commercial, contstruction, alternative and private lending. This ensures that I have every product readily available to suit your various needs!
And Best of all, my services are FREE to you for conventional financing!
Videos
Mortgage MC: Broker vs. Bank
Mortgage MC: Stated Income Programs
Mortgage MC: First Time Homebuyers
Mortgage MC: Real Estate Transactions
Mortgage MC: Are you stressed about the stress test?
Mortgage MC: Refinances!
Mortgage MC: Equity Take-out!
Mortgage MC: Commercial Mortgages
“Chet was incredible, he did a lot more for us than he had to. He was able to help us qualify for our first home, which was a really big deal because my family is growing. TD qualified us for only a small amount of money, but somehow he was able to make it work. Can’t wait build a future at our new home, I would recommend Chet to everyone.”
Mike, Vancouver BC
“I got Chetanya’s contact from one of my friends, he got a really good deal on his mortgage so he called Chetanya to ask if he knew anyone that did debt consolidation. Chetanya got my contact info and called me right away, he made sure I wasn’t panicking as we were trying to find a solution. He was able to redo my mortgage so that I was paying a much smaller payment. This is going to really help me get back on track. Literally the best mortgage broker ever!”
Ana, Cloverdale BC
“Chet provided the best service, he made me feel comfortable and was really patient and nice.”
Jasleen, Surrey BC
Lenders
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Videos
DLC - Self Employed Mortgage Solution
DLC Mortgage Life Insurance Explained
DLC- Understanding Your Credit Report
DLC - Fixed VS Variable Rates